/* ==========================================================================
   GAIA INSURANCE - FLORIDA PREMIER PROTECTION
   Design System & Master Stylesheet
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Plus+Jakarta+Sans:ital,wght@0,500;0,600;0,700;0,800;1,600&display=swap');

:root {
  /* Brand Color Palette */
  --color-primary-950: #04140e;
  --color-primary-900: #081e16;
  --color-primary-850: #0b291f;
  --color-primary-800: #0f3629;
  --color-primary-700: #144e3b;
  --color-primary-600: #059669;
  --color-primary-500: #10b981;
  --color-primary-400: #34d399;
  --color-primary-300: #6ee7b7;
  --color-primary-100: #d1fae5;
  --color-primary-50:  #ecfdf5;

  /* Accent Amber/Gold */
  --color-accent-600: #d97706;
  --color-accent-500: #f59e0b;
  --color-accent-400: #fbbf24;
  --color-accent-100: #fef3c7;
  --color-accent-50:  #fffbeb;

  /* Neutral Slate */
  --color-slate-900: #0f172a;
  --color-slate-800: #1e293b;
  --color-slate-700: #334155;
  --color-slate-600: #475569;
  --color-slate-500: #64748b;
  --color-slate-400: #94a3b8;
  --color-slate-300: #cbd5e1;
  --color-slate-200: #e2e8f0;
  --color-slate-100: #f1f5f9;
  --color-slate-50:  #f8fafc;
  --color-white:     #ffffff;

  /* Semantic Variables */
  --bg-main: var(--color-slate-50);
  --bg-card: #ffffff;
  --text-main: var(--color-slate-800);
  --text-muted: var(--color-slate-500);
  --text-inverse: #ffffff;
  --border-subtle: rgba(16, 185, 129, 0.14);
  --border-card: rgba(226, 232, 240, 0.9);

  /* Shadows */
  --shadow-xs: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-sm: 0 4px 6px -1px rgba(15, 23, 42, 0.06), 0 2px 4px -2px rgba(15, 23, 42, 0.04);
  --shadow-md: 0 10px 15px -3px rgba(15, 23, 42, 0.08), 0 4px 6px -4px rgba(15, 23, 42, 0.04);
  --shadow-lg: 0 20px 25px -5px rgba(15, 23, 42, 0.1), 0 8px 10px -6px rgba(15, 23, 42, 0.05);
  --shadow-xl: 0 25px 50px -12px rgba(4, 20, 14, 0.25);
  --shadow-glow: 0 0 28px rgba(16, 185, 129, 0.28);

  /* Typography */
  --font-heading: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  /* Transitions & Radii */
  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --radius-full: 9999px;
  --transition-fast: 0.15s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base: 0.25s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-smooth: 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

/* ==========================================================================
   Base & Reset
   ========================================================================== */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  color: var(--text-main);
  background-color: var(--bg-main);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, svg {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition-fast);
}

button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  border: none;
  outline: none;
}

/* ==========================================================================
   Layout Containers
   ========================================================================== */
.container {
  width: 100%;
  max-width: 1240px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

.section-spacing {
  padding-top: 5rem;
  padding-bottom: 5rem;
}

@media (max-width: 768px) {
  .section-spacing {
    padding-top: 3.5rem;
    padding-bottom: 3.5rem;
  }
}

/* ==========================================================================
   Header & Navigation
   ========================================================================== */
.topbar {
  background: var(--color-primary-950);
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.84rem;
  padding: 0.55rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.topbar-content {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.topbar-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  color: var(--color-primary-400);
  font-weight: 600;
}

.topbar-badge svg {
  width: 14px;
  height: 14px;
}

.topbar-links {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}

.topbar-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: rgba(255, 255, 255, 0.9);
  transition: color var(--transition-fast);
}

.topbar-link:hover {
  color: var(--color-primary-300);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(226, 232, 240, 0.8);
  transition: all var(--transition-fast);
}

.site-header.scrolled {
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.07);
  background: rgba(255, 255, 255, 0.98);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
}

.brand-logo svg {
  width: 42px;
  height: 42px;
  flex-shrink: 0;
}

.brand-name {
  display: flex;
  flex-direction: column;
}

.brand-title {
  font-family: var(--font-heading);
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--color-primary-950);
  letter-spacing: -0.03em;
  line-height: 1.1;
}

.brand-title span {
  color: var(--color-primary-600);
}

.brand-sub {
  font-size: 0.7rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--color-slate-500);
}

.nav-menu {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 2rem;
}

.nav-link {
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--color-slate-700);
  position: relative;
  padding: 0.35rem 0;
  transition: color var(--transition-fast);
}

.nav-link:hover, .nav-link.active {
  color: var(--color-primary-600);
}

.nav-link.active::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 2px;
  background: var(--color-primary-500);
  border-radius: var(--radius-full);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}

/* Mobile Toggle */
.menu-toggle {
  display: none;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  color: var(--color-slate-800);
  border-radius: var(--radius-sm);
  transition: background var(--transition-fast);
}

.menu-toggle:hover {
  background: var(--color-slate-100);
}

.menu-toggle svg {
  width: 26px;
  height: 26px;
}

/* ==========================================================================
   Buttons & UI Elements
   ========================================================================== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.95rem;
  padding: 0.75rem 1.6rem;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: all var(--transition-base);
  text-decoration: none;
  position: relative;
  overflow: hidden;
  white-space: nowrap;
}

.btn-primary {
  background: linear-gradient(135deg, var(--color-primary-600) 0%, var(--color-primary-700) 100%);
  color: var(--color-white);
  box-shadow: 0 4px 14px rgba(5, 150, 105, 0.35);
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.btn-primary:hover {
  background: linear-gradient(135deg, var(--color-primary-500) 0%, var(--color-primary-600) 100%);
  transform: translateY(-2px);
  box-shadow: 0 8px 22px rgba(5, 150, 105, 0.45);
  color: var(--color-white);
}

.btn-accent {
  background: linear-gradient(135deg, var(--color-accent-500) 0%, var(--color-accent-600) 100%);
  color: var(--color-primary-950);
  box-shadow: 0 4px 14px rgba(245, 158, 11, 0.3);
  font-weight: 800;
}

.btn-accent:hover {
  background: linear-gradient(135deg, var(--color-accent-400) 0%, var(--color-accent-500) 100%);
  transform: translateY(-2px);
  box-shadow: 0 8px 22px rgba(245, 158, 11, 0.45);
}

.btn-outline {
  background: transparent;
  color: var(--color-primary-700);
  border: 1.5px solid var(--color-primary-600);
}

.btn-outline:hover {
  background: var(--color-primary-50);
  color: var(--color-primary-800);
  transform: translateY(-2px);
}

.btn-outline-white {
  background: rgba(255, 255, 255, 0.08);
  color: var(--color-white);
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  backdrop-filter: blur(8px);
}

.btn-outline-white:hover {
  background: rgba(255, 255, 255, 0.2);
  color: var(--color-white);
  border-color: var(--color-white);
  transform: translateY(-2px);
}

.btn-sm {
  padding: 0.5rem 1.15rem;
  font-size: 0.85rem;
}

.btn-lg {
  padding: 0.95rem 2.2rem;
  font-size: 1.05rem;
}

.btn-full {
  width: 100%;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.35rem 0.9rem;
  border-radius: var(--radius-full);
  font-family: var(--font-heading);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}

.badge-emerald {
  background: var(--color-primary-100);
  color: var(--color-primary-800);
  border: 1px solid rgba(16, 185, 129, 0.3);
}

.badge-amber {
  background: var(--color-accent-100);
  color: #92400e;
  border: 1px solid rgba(245, 158, 11, 0.35);
}

/* ==========================================================================
   Hero Section
   ========================================================================== */
.hero-section {
  position: relative;
  background: linear-gradient(135deg, var(--color-primary-950) 0%, var(--color-primary-900) 50%, var(--color-primary-850) 100%);
  color: var(--color-white);
  padding: 5rem 0 6rem;
  overflow: hidden;
}

.hero-section::before {
  content: '';
  position: absolute;
  top: -20%;
  right: -10%;
  width: 700px;
  height: 700px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(16, 185, 129, 0.18) 0%, rgba(16, 185, 129, 0) 70%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 3.5rem;
  align-items: center;
  position: relative;
  z-index: 2;
}

.hero-content {
  max-width: 620px;
}

.hero-badge-wrap {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 1.25rem;
  flex-wrap: wrap;
}

.hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2.3rem, 4.5vw, 3.75rem);
  font-weight: 800;
  line-height: 1.12;
  letter-spacing: -0.035em;
  margin-bottom: 1.25rem;
}

.hero-title .highlight {
  background: linear-gradient(135deg, var(--color-primary-300) 0%, var(--color-primary-400) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.hero-subtitle {
  font-size: 1.12rem;
  color: rgba(255, 255, 255, 0.82);
  line-height: 1.65;
  margin-bottom: 2rem;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
  flex-wrap: wrap;
  margin-bottom: 2.75rem;
}

.hero-trust-metrics {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.trust-item h4 {
  font-family: var(--font-heading);
  font-size: 1.7rem;
  font-weight: 800;
  color: var(--color-accent-400);
  line-height: 1.1;
  margin-bottom: 0.25rem;
}

.trust-item p {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.35;
}

.hero-visual {
  position: relative;
}

.hero-image-frame {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.6);
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.hero-image-frame img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  transition: transform var(--transition-smooth);
}

.hero-image-frame:hover img {
  transform: scale(1.03);
}

/* Floating Badges over Hero Image */
.floating-card {
  position: absolute;
  background: rgba(11, 41, 31, 0.85);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(52, 211, 153, 0.3);
  padding: 1rem 1.25rem;
  border-radius: var(--radius-md);
  box-shadow: 0 16px 32px rgba(0, 0, 0, 0.35);
  color: var(--color-white);
  z-index: 3;
}

.floating-card-top {
  top: -15px;
  right: -15px;
}

.floating-card-bottom {
  bottom: 25px;
  left: -20px;
  max-width: 270px;
}

.floating-badge-flex {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.floating-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--radius-full);
  background: rgba(16, 185, 129, 0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-primary-300);
  flex-shrink: 0;
}

.floating-text strong {
  display: block;
  font-family: var(--font-heading);
  font-size: 0.92rem;
  color: var(--color-white);
}

.floating-text span {
  font-size: 0.78rem;
  color: var(--color-primary-300);
}

/* ==========================================================================
   Florida Specialty Banner
   ========================================================================== */
.florida-banner {
  background: linear-gradient(90deg, #0b3528 0%, #0d4434 50%, #0b3528 100%);
  border-top: 1px solid rgba(52, 211, 153, 0.2);
  border-bottom: 1px solid rgba(52, 211, 153, 0.2);
  padding: 1.25rem 0;
  color: var(--color-white);
}

.florida-banner-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.florida-banner-lead {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.florida-icon-box {
  width: 46px;
  height: 46px;
  border-radius: var(--radius-md);
  background: rgba(245, 158, 11, 0.2);
  border: 1px solid rgba(245, 158, 11, 0.4);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-accent-400);
  font-size: 1.3rem;
  flex-shrink: 0;
}

.florida-banner-lead h3 {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
}

.florida-banner-lead p {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.75);
}

.florida-pills {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
}

.fl-pill {
  font-size: 0.8rem;
  font-weight: 600;
  padding: 0.35rem 0.8rem;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: rgba(255, 255, 255, 0.9);
}

/* ==========================================================================
   Section Headers
   ========================================================================== */
.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 3.5rem;
}

.section-tag {
  display: inline-block;
  font-family: var(--font-heading);
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-primary-600);
  margin-bottom: 0.75rem;
}

.section-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 3.2vw, 2.75rem);
  font-weight: 800;
  color: var(--color-slate-900);
  letter-spacing: -0.03em;
  line-height: 1.2;
  margin-bottom: 1rem;
}

.section-desc {
  font-size: 1.05rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ==========================================================================
   Product Cards (Car, Home, Business)
   ========================================================================== */
.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.product-card {
  background: var(--bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border-card);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-smooth);
  display: flex;
  flex-direction: column;
  position: relative;
}

.product-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
  border-color: rgba(16, 185, 129, 0.4);
}

.product-image-wrap {
  position: relative;
  height: 220px;
  overflow: hidden;
}

.product-image-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-smooth);
}

.product-card:hover .product-image-wrap img {
  transform: scale(1.06);
}

.product-badge-overlay {
  position: absolute;
  top: 1rem;
  right: 1rem;
}

.product-body {
  padding: 2rem 1.75rem;
  display: flex;
  flex-direction: column;
  flex-grow: 1;
}

.product-header {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-bottom: 0.85rem;
}

.product-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: var(--color-primary-50);
  color: var(--color-primary-600);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.product-icon svg {
  width: 22px;
  height: 22px;
}

.product-title {
  font-family: var(--font-heading);
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--color-slate-900);
  letter-spacing: -0.02em;
}

.product-desc {
  font-size: 0.94rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin-bottom: 1.5rem;
}

.product-features-list {
  list-style: none;
  margin-bottom: 2rem;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
  flex-grow: 1;
}

.product-features-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  font-size: 0.9rem;
  color: var(--color-slate-700);
}

.product-features-list li svg {
  width: 18px;
  height: 18px;
  color: var(--color-primary-500);
  flex-shrink: 0;
  margin-top: 0.15rem;
}

.product-footer {
  padding-top: 1.25rem;
  border-top: 1px solid var(--color-slate-100);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
}

.product-price-est {
  display: flex;
  flex-direction: column;
}

.product-price-est span {
  font-size: 0.72rem;
  text-transform: uppercase;
  color: var(--text-muted);
  font-weight: 600;
}

.product-price-est strong {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--color-primary-800);
}

/* ==========================================================================
   Interactive Quote Estimator Widget
   ========================================================================== */
.estimator-section {
  background: linear-gradient(180deg, var(--color-slate-900) 0%, var(--color-primary-950) 100%);
  color: var(--color-white);
  position: relative;
  overflow: hidden;
}

.estimator-section .section-title {
  color: var(--color-white);
}

.estimator-section .section-desc {
  color: rgba(255, 255, 255, 0.7);
}

.estimator-box {
  background: rgba(255, 255, 255, 0.04);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  box-shadow: 0 30px 60px -15px rgba(0, 0, 0, 0.5);
}

@media (max-width: 768px) {
  .estimator-box {
    padding: 1.5rem;
  }
}

/* Mode Switcher Tabs */
.estimator-tabs {
  display: flex;
  background: rgba(0, 0, 0, 0.35);
  padding: 0.4rem;
  border-radius: var(--radius-full);
  margin-bottom: 2.5rem;
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.est-tab {
  flex: 1;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.75rem 1rem;
  border-radius: var(--radius-full);
  background: transparent;
  color: rgba(255, 255, 255, 0.75);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.92rem;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.est-tab svg {
  width: 18px;
  height: 18px;
}

.est-tab.active {
  background: var(--color-primary-600);
  color: var(--color-white);
  box-shadow: 0 4px 12px rgba(5, 150, 105, 0.4);
}

.estimator-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 2.5rem;
  align-items: start;
}

.est-controls-col {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
}

.est-field-group {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.est-field-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.est-label {
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.9);
}

.est-value-display {
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 1.1rem;
  color: var(--color-primary-400);
}

/* Custom Range Input */
.est-range {
  -webkit-appearance: none;
  width: 100%;
  height: 8px;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.18);
  outline: none;
  transition: background var(--transition-fast);
}

.est-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--color-primary-400);
  cursor: pointer;
  box-shadow: 0 0 10px rgba(52, 211, 153, 0.6);
  border: 3px solid #ffffff;
  transition: transform var(--transition-fast), background var(--transition-fast);
}

.est-range::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  background: var(--color-accent-400);
}

.est-range::-moz-range-thumb {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--color-primary-400);
  cursor: pointer;
  box-shadow: 0 0 10px rgba(52, 211, 153, 0.6);
  border: 3px solid #ffffff;
}

/* Pills radio options */
.est-pills-row {
  display: flex;
  gap: 0.6rem;
  flex-wrap: wrap;
}

.pill-option {
  position: relative;
}

.pill-option input[type="radio"],
.pill-option input[type="checkbox"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}

.pill-label {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  padding: 0.55rem 1rem;
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.86rem;
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.pill-option input:checked + .pill-label {
  background: rgba(16, 185, 129, 0.25);
  border-color: var(--color-primary-400);
  color: var(--color-white);
  box-shadow: 0 0 12px rgba(16, 185, 129, 0.2);
}

/* Results Card */
.est-result-card {
  background: linear-gradient(135deg, rgba(16, 185, 129, 0.15) 0%, rgba(5, 150, 105, 0.08) 100%);
  border: 1px solid rgba(52, 211, 153, 0.35);
  border-radius: var(--radius-lg);
  padding: 2rem;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  position: sticky;
  top: 100px;
}

.result-card-header {
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  padding-bottom: 1.25rem;
}

.result-sub {
  font-size: 0.8rem;
  text-transform: uppercase;
  color: var(--color-primary-300);
  font-weight: 700;
  letter-spacing: 0.05em;
}

.result-price-box {
  display: flex;
  align-items: baseline;
  gap: 0.4rem;
  margin-top: 0.35rem;
}

.result-price-box .price-symbol {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-accent-400);
}

.result-price-box .price-amount {
  font-family: var(--font-heading);
  font-size: 3.2rem;
  font-weight: 800;
  line-height: 1;
  color: var(--color-white);
}

.result-price-box .price-frequency {
  font-size: 0.95rem;
  color: rgba(255, 255, 255, 0.7);
}

.result-features {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.7rem;
}

.result-features li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.85);
}

.result-features li svg {
  width: 16px;
  height: 16px;
  color: var(--color-primary-400);
  flex-shrink: 0;
}

.result-contact-note {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.65);
  text-align: center;
}

.result-contact-note a {
  color: var(--color-primary-300);
  font-weight: 600;
  text-decoration: underline;
}

/* ==========================================================================
   Why Gaia (Value Pillars)
   ========================================================================== */
.why-section {
  background: var(--color-white);
}

.pillars-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}

.pillar-card {
  background: var(--color-slate-50);
  border-radius: var(--radius-lg);
  padding: 2rem 1.5rem;
  border: 1px solid var(--color-slate-200);
  transition: all var(--transition-base);
}

.pillar-card:hover {
  transform: translateY(-6px);
  border-color: var(--color-primary-400);
  box-shadow: var(--shadow-md);
  background: var(--color-white);
}

.pillar-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--color-primary-500) 0%, var(--color-primary-700) 100%);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  box-shadow: 0 4px 12px rgba(16, 185, 129, 0.25);
}

.pillar-icon svg {
  width: 26px;
  height: 26px;
}

.pillar-title {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--color-slate-900);
  margin-bottom: 0.6rem;
}

.pillar-desc {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.55;
}

/* ==========================================================================
   Meet Andrea & Senior Advisory Section
   ========================================================================== */
.advisor-section {
  background: linear-gradient(135deg, var(--color-primary-50) 0%, #ffffff 100%);
  border-top: 1px solid var(--border-subtle);
  border-bottom: 1px solid var(--border-subtle);
}

.advisor-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 3.5rem;
  align-items: center;
}

.advisor-image-wrap {
  position: relative;
}

.advisor-img-box {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 4px solid var(--color-white);
}

.advisor-img-box img {
  width: 100%;
  height: 480px;
  object-fit: cover;
}

.advisor-badge-float {
  position: absolute;
  bottom: 20px;
  right: -20px;
  background: var(--color-primary-950);
  color: var(--color-white);
  padding: 1.2rem 1.5rem;
  border-radius: var(--radius-md);
  border: 1px solid rgba(52, 211, 153, 0.3);
  box-shadow: var(--shadow-lg);
}

.advisor-badge-float strong {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.1rem;
  color: var(--color-accent-400);
}

.advisor-badge-float span {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.8);
}

.advisor-content h2 {
  font-family: var(--font-heading);
  font-size: 2.3rem;
  font-weight: 800;
  color: var(--color-slate-900);
  line-height: 1.2;
  margin-bottom: 1.25rem;
}

.advisor-content p {
  font-size: 1.05rem;
  color: var(--color-slate-600);
  line-height: 1.7;
  margin-bottom: 1.75rem;
}

.advisor-highlights {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
  margin-bottom: 2rem;
}

.adv-feat {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--color-slate-800);
}

.adv-feat svg {
  width: 20px;
  height: 20px;
  color: var(--color-primary-600);
  flex-shrink: 0;
}

.advisor-contact-box {
  background: var(--color-white);
  border: 1px solid var(--color-slate-200);
  border-radius: var(--radius-md);
  padding: 1.25rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.25rem;
  flex-wrap: wrap;
  box-shadow: var(--shadow-xs);
}

.advisor-contact-info span {
  font-size: 0.8rem;
  color: var(--text-muted);
  text-transform: uppercase;
  font-weight: 700;
}

.advisor-contact-info a {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 800;
  color: var(--color-primary-700);
}

.advisor-contact-info a:hover {
  color: var(--color-primary-500);
}

/* ==========================================================================
   Florida Coverage Showcase (Hurricane, EV, Flood, Commercial)
   ========================================================================== */
.fl-showcase {
  background: var(--color-slate-900);
  color: var(--color-white);
}

.fl-showcase .section-title {
  color: var(--color-white);
}

.fl-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.fl-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  padding: 2.2rem 1.75rem;
  transition: all var(--transition-base);
}

.fl-card:hover {
  background: rgba(255, 255, 255, 0.09);
  border-color: var(--color-primary-400);
  transform: translateY(-6px);
}

.fl-icon {
  font-size: 2.2rem;
  margin-bottom: 1.25rem;
}

.fl-card-title {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--color-white);
  margin-bottom: 0.75rem;
}

.fl-card-desc {
  font-size: 0.92rem;
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.6;
  margin-bottom: 1.25rem;
}

.fl-card-tag {
  display: inline-block;
  font-size: 0.76rem;
  font-weight: 700;
  color: var(--color-accent-400);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* ==========================================================================
   Customer Testimonials
   ========================================================================== */
.testimonials-section {
  background: var(--color-white);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.testimonial-card {
  background: var(--color-slate-50);
  border-radius: var(--radius-lg);
  padding: 2.2rem 1.75rem;
  border: 1px solid var(--color-slate-200);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 1.5rem;
  transition: all var(--transition-base);
}

.testimonial-card:hover {
  transform: translateY(-5px);
  border-color: var(--color-primary-400);
  box-shadow: var(--shadow-md);
}

.stars-row {
  display: flex;
  gap: 0.25rem;
  color: #f59e0b;
}

.stars-row svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

.testimonial-quote {
  font-size: 0.98rem;
  color: var(--color-slate-700);
  line-height: 1.65;
  font-style: italic;
}

.client-profile {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding-top: 1rem;
  border-top: 1px solid var(--color-slate-200);
}

.client-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--color-primary-100);
  color: var(--color-primary-800);
  font-family: var(--font-heading);
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
}

.client-meta strong {
  display: block;
  font-family: var(--font-heading);
  font-size: 0.95rem;
  color: var(--color-slate-900);
}

.client-meta span {
  font-size: 0.78rem;
  color: var(--text-muted);
}

/* ==========================================================================
   FAQ Accordion
   ========================================================================== */
.faq-section {
  background: var(--color-slate-50);
}

.faq-wrapper {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.faq-item {
  background: var(--color-white);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-slate-200);
  overflow: hidden;
  transition: border-color var(--transition-fast);
}

.faq-item.active {
  border-color: var(--color-primary-500);
  box-shadow: var(--shadow-sm);
}

.faq-question {
  width: 100%;
  padding: 1.4rem 1.75rem;
  background: transparent;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  cursor: pointer;
  text-align: left;
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-slate-800);
  transition: color var(--transition-fast);
}

.faq-question:hover {
  color: var(--color-primary-600);
}

.faq-icon {
  width: 22px;
  height: 22px;
  color: var(--color-slate-400);
  transition: transform var(--transition-base), color var(--transition-fast);
  flex-shrink: 0;
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
  color: var(--color-primary-600);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-smooth);
}

.faq-answer-inner {
  padding: 0 1.75rem 1.5rem;
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.65;
}

/* ==========================================================================
   Contact & Direct Quote Form
   ========================================================================== */
.contact-section {
  background: var(--color-white);
  position: relative;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 3.5rem;
  align-items: start;
}

.contact-info-card {
  background: linear-gradient(135deg, var(--color-primary-950) 0%, var(--color-primary-900) 100%);
  color: var(--color-white);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  box-shadow: var(--shadow-xl);
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.contact-info-header h3 {
  font-family: var(--font-heading);
  font-size: 1.75rem;
  font-weight: 800;
  margin-bottom: 0.6rem;
}

.contact-info-header p {
  color: rgba(255, 255, 255, 0.78);
  font-size: 0.95rem;
  line-height: 1.55;
}

.contact-channels {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.channel-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.channel-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: rgba(16, 185, 129, 0.2);
  color: var(--color-primary-400);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.channel-icon svg {
  width: 20px;
  height: 20px;
}

.channel-text span {
  display: block;
  font-size: 0.75rem;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.6);
  font-weight: 600;
}

.channel-text a, .channel-text strong {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  color: var(--color-white);
  font-weight: 700;
}

.channel-text a:hover {
  color: var(--color-primary-300);
}

.florida-regions-box {
  background: rgba(255, 255, 255, 0.06);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  border: 1px solid rgba(255, 255, 255, 0.1);
}

.florida-regions-box h4 {
  font-family: var(--font-heading);
  font-size: 0.85rem;
  text-transform: uppercase;
  color: var(--color-accent-400);
  margin-bottom: 0.5rem;
}

.florida-regions-box p {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.5;
}

/* Contact Form */
.quote-form-card {
  background: var(--bg-card);
  border: 1px solid var(--border-card);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
}

@media (max-width: 768px) {
  .quote-form-card {
    padding: 1.5rem;
  }
}

.form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
  margin-bottom: 1.25rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.45rem;
  margin-bottom: 1.25rem;
}

.form-label {
  font-family: var(--font-heading);
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--color-slate-700);
}

.form-control {
  width: 100%;
  padding: 0.8rem 1.1rem;
  border: 1.5px solid var(--color-slate-200);
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--color-slate-800);
  background: var(--color-white);
  transition: all var(--transition-fast);
}

.form-control:focus {
  border-color: var(--color-primary-500);
  box-shadow: 0 0 0 4px rgba(16, 185, 129, 0.15);
}

textarea.form-control {
  min-height: 110px;
  resize: vertical;
}

/* ==========================================================================
   Modal Dialog
   ========================================================================== */
.modal-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(4, 20, 14, 0.75);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 2000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 1.5rem;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--transition-base), visibility var(--transition-base);
}

.modal-overlay.open {
  opacity: 1;
  visibility: visible;
}

.modal-box {
  background: var(--color-white);
  width: 100%;
  max-width: 580px;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  transform: translateY(20px) scale(0.96);
  transition: transform var(--transition-smooth);
}

.modal-overlay.open .modal-box {
  transform: translateY(0) scale(1);
}

.modal-header {
  background: linear-gradient(135deg, var(--color-primary-950) 0%, var(--color-primary-900) 100%);
  color: var(--color-white);
  padding: 1.5rem 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.modal-header h3 {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 800;
}

.modal-close-btn {
  background: transparent;
  color: rgba(255, 255, 255, 0.7);
  font-size: 1.8rem;
  line-height: 1;
  cursor: pointer;
  padding: 0.25rem;
  transition: color var(--transition-fast);
}

.modal-close-btn:hover {
  color: var(--color-white);
}

.modal-body {
  padding: 2rem;
}

.quote-summary-preview {
  background: var(--color-slate-50);
  border: 1px solid var(--color-slate-200);
  border-radius: var(--radius-md);
  padding: 1.25rem;
  font-family: monospace;
  font-size: 0.85rem;
  white-space: pre-wrap;
  color: var(--color-slate-800);
  margin-bottom: 1.5rem;
  max-height: 220px;
  overflow-y: auto;
}

.modal-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

/* ==========================================================================
   Toast Notification
   ========================================================================== */
.toast-container {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  z-index: 3000;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  pointer-events: none;
}

.toast {
  background: var(--color-primary-950);
  color: var(--color-white);
  padding: 1rem 1.5rem;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  border-left: 4px solid var(--color-primary-400);
  font-family: var(--font-heading);
  font-size: 0.92rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 0.75rem;
  opacity: 0;
  transform: translateY(15px);
  transition: all var(--transition-base);
  pointer-events: auto;
}

.toast.show {
  opacity: 1;
  transform: translateY(0);
}

/* ==========================================================================
   Subpage Specific Styles (Car, Home, Business, Contact)
   ========================================================================== */
.page-hero {
  background: linear-gradient(135deg, var(--color-primary-950) 0%, var(--color-primary-900) 60%, var(--color-primary-850) 100%);
  color: var(--color-white);
  padding: 4.5rem 0 5rem;
  position: relative;
}

.page-hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3rem;
  align-items: center;
}

.page-hero-img {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(255, 255, 255, 0.15);
  max-height: 380px;
}

.page-hero-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.coverage-tiers-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 3rem;
}

.tier-card {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  border: 1.5px solid var(--color-slate-200);
  padding: 2.25rem 1.75rem;
  display: flex;
  flex-direction: column;
  position: relative;
  transition: all var(--transition-smooth);
}

.tier-card.featured {
  border-color: var(--color-primary-500);
  box-shadow: var(--shadow-xl);
  transform: translateY(-8px);
}

.tier-card.featured::before {
  content: 'MOST POPULAR IN FLORIDA';
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--color-primary-600);
  color: var(--color-white);
  font-family: var(--font-heading);
  font-size: 0.72rem;
  font-weight: 800;
  padding: 0.3rem 0.9rem;
  border-radius: var(--radius-full);
  letter-spacing: 0.06em;
}

.tier-title {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 800;
  margin-bottom: 0.5rem;
}

.tier-price-box {
  margin: 1.25rem 0 1.75rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--color-slate-100);
}

.tier-price-box strong {
  font-family: var(--font-heading);
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--color-slate-900);
}

.tier-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  margin-bottom: 2rem;
  flex-grow: 1;
}

.tier-list li {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  font-size: 0.92rem;
  color: var(--color-slate-700);
}

.tier-list li svg {
  width: 18px;
  height: 18px;
  color: var(--color-primary-500);
  flex-shrink: 0;
  margin-top: 0.15rem;
}

/* ==========================================================================
   Footer
   ========================================================================== */
.site-footer {
  background: var(--color-primary-950);
  color: rgba(255, 255, 255, 0.75);
  padding: 5rem 0 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-top {
  display: grid;
  grid-template-columns: 1.4fr 0.9fr 0.9fr 1.2fr;
  gap: 3rem;
  margin-bottom: 4rem;
}

.footer-brand p {
  margin-top: 1rem;
  font-size: 0.92rem;
  line-height: 1.65;
  color: rgba(255, 255, 255, 0.65);
  max-width: 340px;
}

.footer-col h4 {
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 800;
  color: var(--color-white);
  margin-bottom: 1.25rem;
  letter-spacing: -0.01em;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-links a {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.7);
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: var(--color-primary-300);
}

.footer-direct-quote {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(52, 211, 153, 0.25);
  border-radius: var(--radius-md);
  padding: 1.5rem;
}

.footer-direct-quote h4 {
  color: var(--color-primary-300);
  margin-bottom: 0.5rem;
}

.footer-direct-quote p {
  font-size: 0.85rem;
  margin-bottom: 1rem;
  color: rgba(255, 255, 255, 0.75);
}

.footer-email-link {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--color-accent-400);
}

.footer-email-link:hover {
  color: var(--color-accent-300);
}

.footer-bottom {
  padding-top: 2rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.5);
}

.footer-legal-links {
  display: flex;
  gap: 1.5rem;
}

.footer-legal-links a:hover {
  color: rgba(255, 255, 255, 0.8);
}

/* ==========================================================================
   Mobile Bottom Floating Quote Bar (for easy mobile conversion)
   ========================================================================== */
.mobile-sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  width: 100%;
  background: rgba(4, 20, 14, 0.96);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-top: 1px solid rgba(52, 211, 153, 0.3);
  padding: 0.75rem 1rem;
  z-index: 999;
  box-shadow: 0 -4px 16px rgba(0, 0, 0, 0.25);
}

.mobile-sticky-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 0.75rem;
}

.mobile-sticky-text {
  font-size: 0.82rem;
  color: var(--color-white);
  line-height: 1.25;
}

.mobile-sticky-text strong {
  display: block;
  font-family: var(--font-heading);
  color: var(--color-accent-400);
}

/* ==========================================================================
   Responsive Media Queries
   ========================================================================== */
@media (max-width: 1024px) {
  .products-grid,
  .pillars-grid,
  .fl-grid,
  .testimonials-grid,
  .coverage-tiers-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-top {
    grid-template-columns: repeat(2, 1fr);
    gap: 2.5rem;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 3rem;
  }

  .hero-content {
    max-width: 100%;
  }

  .hero-image-frame img {
    height: 400px;
  }

  .advisor-grid,
  .contact-grid,
  .estimator-grid,
  .page-hero-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .advisor-badge-float {
    right: 15px;
    bottom: 15px;
  }
}

@media (max-width: 768px) {
  .topbar {
    display: none;
  }

  .menu-toggle {
    display: block;
  }

  .nav-menu {
    position: fixed;
    top: 80px;
    left: 0;
    width: 100%;
    background: var(--color-white);
    flex-direction: column;
    align-items: flex-start;
    padding: 1.5rem 2rem 2.5rem;
    gap: 1.25rem;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
    border-bottom: 2px solid var(--color-primary-500);
    transform: translateY(-120%);
    opacity: 0;
    visibility: hidden;
    transition: all var(--transition-smooth);
    z-index: 998;
  }

  .nav-menu.open {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
  }

  .nav-link {
    font-size: 1.15rem;
    width: 100%;
    padding: 0.5rem 0;
    border-bottom: 1px solid var(--color-slate-100);
  }

  .header-actions .btn {
    display: none;
  }

  .products-grid,
  .pillars-grid,
  .fl-grid,
  .testimonials-grid,
  .coverage-tiers-grid {
    grid-template-columns: 1fr;
  }

  .form-grid-2 {
    grid-template-columns: 1fr;
  }

  .hero-trust-metrics {
    grid-template-columns: 1fr;
    gap: 1rem;
  }

  .mobile-sticky-cta {
    display: block;
  }

  body {
    padding-bottom: 60px;
  }

  .floating-card-bottom {
    left: 10px;
    bottom: 10px;
    right: 10px;
    max-width: none;
  }
}

@media (max-width: 480px) {
  .hero-title {
    font-size: 2.1rem;
  }

  .estimator-tabs {
    flex-direction: column;
    border-radius: var(--radius-md);
  }

  .est-tab {
    border-radius: var(--radius-sm);
  }

  .footer-top {
    grid-template-columns: 1fr;
  }
}